body { 
background-color: #fff; padding: 0px 0px 0px 0px; margin: 0px 0px 0px 0px;
scrollbar-3d-light-color:#999; scrollbar-arrow-color:#fff; scrollbar-base-color:#fff; scrollbar-dark-shadow-color:#333; scrollbar-face-color:#0085AB; scrollbar-highlight-color:#fff; scrollbar-shadow-color:#000; }
table { margin: 0; border: 0; }
td, div { vertical-align: top; align: left; padding: 0; font-family: arial, verdana, sans-serif; }
.noaunderline { text-decoration: none; font-size: 13px; color: #0085AB; font-weight: bold; }
.aunderline{ text-decoration:underline; font-size: 13px; color: #0085AB; font-weight: bold; }
a img { border: 0 none; }
a:link, a:active, a:visited, a:hover { color: #0085AB; }
a:hover { color: #F7941C; }
a.benefits:link, a.benefits:active, a.benefits:visited, a.benefits:hover { font-size: 13px; color: #0085AB; font-weight: bold; }
a.benefits:hover { color: #F7941C; }
a.userlinks:link, a.userlinks:active, a.userlinks:visited, a.userlinks:hover { font-size: 11px; color: #000; }
a.userlinks:hover { color: #F7941C; }
a.links:link, a.links:active, a.links:visited, a.links:hover { font-size: 100%; color: #0085AB; font-weight: bold; display: block; border-bottom: 1px solid #51DBFF; text-decoration: none; padding: 5px 0 0 20px; }
a.links:hover { color: #F7941C; }
a.links2:link, a.links2:active, a.links2:visited, a.links2:hover { font-size:80%; color: #0085AB; font-weight: bold; display: block; text-decoration: none; padding: 0 0 5px 30px; white-space: nowrap; }
a.links2:hover { color: #F7941C; text-decoration: underline; }
a.links3:link, a.links3:active, a.links3:visited, a.links3:hover { font-size:80%; color: #0085AB; font-weight: bold; display: block; text-decoration: none; padding: 2px 0 5px 30px; white-space: nowrap; }
a.links3:hover { color: #F7941C; text-decoration: underline; }
.over { font-size: 100%; color: #F7941C; font-weight: bold; display: block; border-bottom: 1px solid #51DBFF; text-decoration: none; padding: 5px 0 0 20px; }
.scrolling { font-size: 13px; color: #fff; font-weight: bold; padding: 65px 10px 0 10px; }
.headers { font-size: 110%; color: #0085AB; font-weight: bold; }
.text { font-size: 80%; color: #000; font-weight: normal; }
.disclaimer { font-size: 60%; color: #000; font-weight: normal; font-style: italic;}
.highlight { color: #0085AB; }
.copy { font-size: 70%; color: #000; font-weight: bold; padding: 3px 0 0 20px; }
ul { margin: 0 0 0 50px;}
ul.point { margin: 0 0 0 20px;}
li { list-style-type: square; font-size: 80%; font-weight: normal; color: #000; }
li.points { font-weight: bold; color: #0085AB;}
.darkblue { background-color: #0085AB; }
.blue { background-color: #51DBFF; }
.lightblue { background-color: #A8EDFF; }
.orange { background-color: #F7941C; }
.grey { background-color: #B1B4AC; }
.white { background-color: #fff; }
input, textarea, select { border-width: 1px; border-style: solid; border-color: #0085AB; }
input.button { border-width: 1px; background-color: #0085AB; color: #fff; font-weight: bold; }
.field { width: 160px; }
.message { font-size: 12px; color: red; font-weight: bold; }
.formtext { font-size: 12px; padding-top: 7px; text-align:right; }
.formpadding  { padding-top: 5px; }
}